Choices To Be Made :
Since many options are available, you may wish to discuss the type of funeral arrangements with your clergy and family members. Keep in mind that the funeral is for the survivors. If it is meaningful for you, it can help lead to at healthy resolution of the grief you and your families are experiencing.

Are There Religious Considerations?
Some religions have specific preferences or requirements. If you don't know, ask your funeral director or clergy.

Member of Lodge, Fraternal Organization, Or Military Veteran?
Many lodges and fraternal organizations have funeral traditions and rituals that are performed during the visitation or funeral service. If the deceased was a military veteran, he or she is entitled to a U.S. Flag and military honors performed by veteran organizations. Your funeral director will explain and arrange such services for you if desired.

Is Cost A Factor
Yes, cost is a factor, but all funeral homes have a price list available for your review. It will be easier to discuss arrangements if you have an idea of what you are able to afford. The average funeral in Michigan is 1998 exclusive of cemetery charges, cost about $4,800.

Do You Want A Burial Or Entombment
Earth burial is the most common means of disposition in the United States. Costs include a casket, cemetery plot, opining and closing of the burial site, a grave liner or vault and a memorial or marker. These costs vary considerably by cemetery and locality. Entombment is the placement of the casket above ground in a mausoleum. Mausoleum space may be more expensive than a cemetery and locality. Most cemeteries require full payment at the time you buy a plot and make burial arrangements and you should be prepared for this by bringing cash or your checkbook with you. Some will take an arrangement of insurance if you prove that the policy is valid and will pay an amount sufficient to cover the expenses. Government lift insurance policies are not assignable.

Do You Want Embalming?
Embalming is not required by Michigan law except if burial or cremation does not take place within 48 hours of death or if the deceased had certain communicable diseases. Further, a funeral home normally requires and has the right to require embalming if a public visitation is planned. Additionally, common carrier regulations usually require embalming as a condition for the transportation of a deceased person. You should also check the embalming laws and regulations of other states if the deceased is to be transported outside of Michigan. If embalming is desired the amount of time that elapses between death and embalming can make a difference in the personal appearance of the body. Permission for embalming should be granted as soon as possible for best results.

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